Empowering Farmers, Enabling Futures

Welcome to Kishabya Merchant SACCO - Transforming rural livelihoods through accessible financial services
"Let Your Money Work for You"

Kishabya SACCO farmers community

500+

Members Registered

6

Districts

120

Farmers Trained

120M+

Loan Portolio

Our Saving Products

Choose the saving scheme that aligns with your financial goals

MERCHANT ACCOUNT

Flexible savings for individuals & groups

Features

  • Unlimited deposits and withdraws
  • Minimum operating balance
  • Attracts monthly service fees

Benefits

  • No withdraw charges
  • Flexible deposit
  • Accessibility to credit
  • Attractive interest rates
  • Quick and professional services
Learn More
Popular

KISHASAVE ACCOUNT

Linked savings with benefits

Features

  • Linked with KISHASAVE Account
  • Minimum deposit: 5,000 UGX
  • Flexible withdraws
  • Minimum year-end balance: 10,000 UGX

Benefits

  • Free account opening
  • Bi-annually attractive interest
  • No monthly service fees
  • Build lump sum savings
Learn More

FIXED DEPOSIT ACCOUNT

Earn attractive interest

Features

  • Encourages long-term savings
  • Minimum amount: 100,000 UGX
  • Linked with KISHASAVE account

Benefits

  • Flexible withdraw options
  • Attractive interest rates
  • Can be used as loan security
  • Guaranteed interest at maturity
  • Free account opening
Learn More

Why Choose Us

Discover the benefits that make Kishabya SAACO the best choice for your financial needs

Quick & Easy

Our services take a short time to process with great customer care and valuing our members

Free Transactions

No withdraw and deposit charges on transactions

Quick Approval

Our account and loan applications take a short time to be approved

Low Interest Rates

Our interest Rates range from 1.83-2.5% per month

Profits on Savings

Profits are given on KISHA Save and fixed savings

Giving Back to Members

Giving back to members during the End of year i.e. "CHRISTMAS PACKAGE"

Loan Portfolio Overview

Track and manage your loan performance with our comprehensive tools

Portfolio Distribution
Breakdown of loans by category and performance

Total Loan Portfolio

UGX 120,000,000

Agriculture Loans42%
Business Loans35%
Boda Boda Loans15%
School Fees Loans8%