Empowering Farmers, Enabling Futures
Welcome to Kishabya Merchant SACCO - Transforming rural livelihoods through accessible financial services
"Let Your Money Work for You"

500+
Members Registered
6
Districts
120
Farmers Trained
120M+
Loan Portolio
Our Saving Products
Choose the saving scheme that aligns with your financial goals
MERCHANT ACCOUNT
Flexible savings for individuals & groups
Features
- Unlimited deposits and withdraws
- Minimum operating balance
- Attracts monthly service fees
Benefits
- No withdraw charges
- Flexible deposit
- Accessibility to credit
- Attractive interest rates
- Quick and professional services
KISHASAVE ACCOUNT
Linked savings with benefits
Features
- Linked with KISHASAVE Account
- Minimum deposit: 5,000 UGX
- Flexible withdraws
- Minimum year-end balance: 10,000 UGX
Benefits
- Free account opening
- Bi-annually attractive interest
- No monthly service fees
- Build lump sum savings
FIXED DEPOSIT ACCOUNT
Earn attractive interest
Features
- Encourages long-term savings
- Minimum amount: 100,000 UGX
- Linked with KISHASAVE account
Benefits
- Flexible withdraw options
- Attractive interest rates
- Can be used as loan security
- Guaranteed interest at maturity
- Free account opening
Why Choose Us
Discover the benefits that make Kishabya SAACO the best choice for your financial needs
Quick & Easy
Our services take a short time to process with great customer care and valuing our members
Free Transactions
No withdraw and deposit charges on transactions
Quick Approval
Our account and loan applications take a short time to be approved
Low Interest Rates
Our interest Rates range from 1.83-2.5% per month
Profits on Savings
Profits are given on KISHA Save and fixed savings
Giving Back to Members
Giving back to members during the End of year i.e. "CHRISTMAS PACKAGE"
Loan Portfolio Overview
Track and manage your loan performance with our comprehensive tools
Total Loan Portfolio
UGX 120,000,000